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REAL
ESTATE AGENTS MISSION VIEJO, REALTOR, REAL
ESTATE BROKER
MISSION VIEJO, LAGUNA
NIGUEL, IRVINE, RANCHO SANTA MARGARITA, COTO DE CAZA
HOMES FOR SALE, FIRST TIME HOME
BUYER FHA, GRANTS, LOANS, TAX CREDIT, BAD CREDIT,
LOCATION INFORMATION,
CUSTOM HOMES, FORECLOSURES, BUYERS
AGENT, SELLERS AGENT, INVESTMENTS, CONDOS, BUY
A HOME, HOME FINANCING
_____________________________________________________________________________________________
"Personalized
Home Buying Service You Can Trust - GOING
THE EXTRA MILE!"
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Services:
Homes For Sale Buy
A HomeFHAFirst
Time BuyersGrantsHome
LoansForeclosuresLocation
ExpertGreat
Deals
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CONTACT
US:
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MISSION VIEJO
REAL ESTATE
AGENTS
.com
Molly
Peterson
Real
Estate Broker
Regency Real Estate
25950 Acero, Ste. 100,
Mission Viejo, CA 92691
Phone:
(949)707-4329
EMAIL: Begin@MissionViejo
RealEstateAgents.com
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REAL
ESTATE AGENTS MISSION VIEJO, HOMES FOR SALE MISSION VIEJO,
REALTORS MISSION VIEJO, REAL ESTATE AGENTS LAGUNA NIGUEL,
HOMES FOR SALE LAGUNA NIGUEL, REALTORS LAGUNA NIGUEL,
REAL ESTATE AGENTS IRVINE, HOMES FOR SALE IRVINE, REALTORS
IRVINE, REAL ESTATE AGENTS, HOMES FOR SALE, REALTORS,
Grants, Loans, FHA, Tax Credit, Bad Credit, Economy, Information
about the small towns they want to live in, Economy, Orange
County Real Estate Market, What is A Bank Owned Property,
What is Foreclosure, What is a Short Sale, What is an
REO,Listing Agent, First Time Buyer, Relocation, Market
Analysis, Out of State Research, College housing investment,
High School housing investment, Parents buying homes for
kids, Properties for Investments, Tax savings and taxes
paid, custom homes, lots, land, Mission Viejo Area Specialist,
Buyers Agent, Sellers Agent, Investments, Agent Irvine,
Irvine Real Estate, Laguna Niguel Real Estate Agents,
Laguna Niguel Real Estate, Mission Viejo Real Estate Agent
Online , South Orange County, Mission Viejo, Rancho Santa
Margarita, Lake Forest, Foothill Ranch, Las Flores, Ladera
Ranch, Trabuco Canyon, Silverado Canyon, Laguna Niguel,
Agent Irvine, Irvine Real, Laguna Niguel Real Estate Agents,
Laguna Niguel Real Estate, Mission Viejo Real Estate Agent
Online, Mission Viejo, 92690, 92691, 92692, Rancho Santa
Margarita 92688, Lake Forest, 92630, Foothill Ranch, 92610,
Las Flores 92688, Ladera Ranch, 92694, Trabuco Canyon,
92678, 92679, Silverado Canyon, 92676, Laguna Niguel,
92607, 92677, Irvine, 92602, 92603, 92604, 92606, 92612,
92614, 92616, 92617, 92618, 92619, 92620, 92623, 92650,
92697, 92709, 92710
Molly Peterson is a Regency Real Estate Full service real
estate broker. Regency Real Estate Brokers Inc. is centrally
located in Mission Viejo. Molly Peterson has lived and
worked in South Orange County for over 20 years. She specializes
in guiding first time buyers down the road to home ownership
and works with those selling their homes as well. One
of our specialties is in first time home buyer program,
getting incredible financing deals and properties. Molly
Peterson puts her clients needs and wants first. "Going
the Extra Mile! "Irvine California Real Estate | Homes
in Woodbury, Woodbridge, Turtle Rock, Turtle Ridge, Shady
Canyon, Northwood, Northpark, Portola Springs, specializes
in representing buyers and sellers of Irvine, California
real estate, Selling or buying a home in Laguna Niguel.
We only specialize in Laguna Niguel property, Laguna Niguel
Real Estate, find homes in Laguna Niguel. Sell your home
in Laguna Niguel, Mission Viejo real estate agent providing
comprehensive knowledge and personalized attention to
every detail while respecting the confidentiality of our
clients
Real
Estate Agents Mission Viejo, Homes for sale Mission Viejo,
Realtors Mission Viejo, Real Estate Agents Laguna Niguel,
Homes for sale Laguna Niguel, Realtors Laguna Niguel,
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Laguna Niguel, Sell my home Laguna Niguel, Aliso,Viejo,real,estate,agent,
Mission Viejo, 92690, 92691, 92692, Rancho Santa Margarita
92688, Lake Forest, 92630, Foothill Ranch, 92610, Las
Flores 92688, Ladera Ranch, 92694, Trabuco Canyon, 92678,
92679, Silverado Canyon, 92676, Laguna Niguel, 92607,
92677, Irvine, 92602, 92603, 92604, 92606, 92612, 92614,
92616, 92617, 92618, 92619, 92620, 92623, 92650, 92697,
92709, 92710
How
do you become famous?
Helping people! Changing their lives and making a difference
in their lives.
Loving them... Eric Brenn
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___________________________________________________________________________________
Are You a First Time Home Buyer? Here’s
$7500……
Author:
Marlon Baugh
Have you
ever heard of the Housing and Recovery Act of 2008? Well today
we are going to focus on one of the benefits, the $7500 First
Time Home Buyer IRS Tax Credit.
Even with interest
rates at historical lows and with a wide selection of discounted
homes on the market, people still weren't buying, so the government
came up with this tax credit to stimulate and provide financial
assistance for First Time Home Buyers to buy now rather than wait.
The $7,500
First-Time Home Buyer IRS Tax Credit only applies to first-time
home buyer purchases of a primary residence between April 9,
2008 and July 1, 2009. It is important to understand that this
is a TAX CREDIT and not a TAX DEDUCTION. Now a tax credit is
a reduction in income taxes owed! In other words, when a buyer
files their income taxes for the year the home was purchased
(April 2008 - July 2009), they may be able to subtract $7,500
from the amount of federal income tax liability, which will
either put more money in your pocket as you will get an increased
tax refund or reduce the amount of tax still owed.
However, this tax credit is not FREE. Yes, this is not a hand
out from Uncle Sam; it is a loan that has to be paid back. Repayment
will begin 2 years after the credit is claimed, and must be
repaid within 15 years. So that's a $500 payment per year. It's
an interest-free loan for 15 years.
Now before
you get turned off by this "LOAN,” lets take a look on the benefits
this $7500 tax credit may provide. Majority of first time home
buyers have walked away from the closing table with an empty
savings and or checking account once the purchase of their home
is complete. Now they have a home to decorate, furnish and in
some cases repair and paint. Majority of these first time home
buyers will now turn to their credit cards to pay for these
expenses, which will come with pretty high interest rates. So
when compared to have a credit card payment which comes with
interest charges, versus and an interest free $7500 loan…..it
now seems a little more attractive.
Now for those of you first time home buyers that are a little
more well off financially, this can still benefit you….here's
how.
Let's assume a $200,000 mortgage was needed in the home purchase
at 6.0% interest rate fixed for 30 years. What if the $7,500
tax credit was a refund which you used to prepay the mortgage?
Using simple math that would be an annual interest savings of
$437.50; which is actually less than the $500 payment per year
on the $7500 Tax Credit Loan.
The main benefit here is not just the payment savings but the
outstanding mortgage balance will be reduced by $7,500 and each
future mortgage payment results in savings in mortgage interest
and increased reduction in principal mortgage. As each monthly
mortgage payment go to reducing the mortgage balance and less
is applied to interest. Together these savings will exceed the
$500 cost of repayment of the tax credit. The benefit over the
long term in interest savings and principal reduction will be
quite amazing. Talk about good old Uncle Sam helping you payoff
your mortgage early!
About
the Author:
Marlon Baugh
is a nationally-known mortgage expert. Since 2003, he has specialized
in FHA Mortgage Loans for people with Bankruptcies, Foreclosure
or with other credit issues, as well as Commercial Mortgages.
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REAL
ESTATE AGENTS MISSION VIEJO, REALTOR, REAL
ESTATE BROKER
MISSION VIEJO, LAGUNA NIGUEL,
IRVINE, RANCHO SANTA MARGARITA, COTO DE CAZA
HOMES FOR SALE, FIRST TIME HOME BUYER
FHA, GRANTS, LOANS, TAX CREDIT, BAD CREDIT, LOCATION INFORMATION,
CUSTOM HOMES, FORECLOSURES, BUYERS
AGENT, SELLERS AGENT, INVESTMENTS, CONDOS, BUY
A HOME, HOME FINANCING
_____________________________________________________________________________________________
"Personalized
Home Buying Service You Can Trust - GOING
THE EXTRA MILE!" |
|
|
Services:
Homes For SaleBuy
A HomeFHAFirst
Time BuyersGrantsHome
LoansForeclosuresLocation
ExpertGreat
Deals
|
MISSIONVIEJOREALESTATEAGENTS.COM
REALESTATEMISSIONVIEJOIRVINELAGUNANIGUELRANCHOSANTAMARGARITAMLS.COM
This Business was Awarded - TOP in
Business, Orange County CA, Visit:
OrangeCountyCABusinessDirectory.com
Copyright
© Regency Real Estate, 25950 Acero, Ste. 100, Mission Viejo,
CA 92691
How
do you become famous?
Helping people! Changing their lives and making a difference
in their lives.
Loving them... Eric Brenn
REAL
ESTATE AGENTS MISSION VIEJO, HOMES FOR SALE MISSION VIEJO,
Realtors MISSION VIEJO, REAL ESTATE AGENTS LAGUNA NIGUEL,
HOMES FOR SALE LAGUNA NIGUEL, Realtors LAGUNA NIGUEL, REAL
ESTATE AGENTS IRVINE, HOMES FOR SALE IRVINE, Realtors IRVINE,
REAL ESTATE AGENTS, HOMES FOR SALE, Realtors, Grants, Loans,
FHA, Tax Credit, Bad Credit, Economy, Information about the
small towns they want to live in, Economy, Orange County Real
Estate Market, What is A Bank Owned Property, What is Foreclosure,
What is a Short Sale, What is an REO,Listing Agent, First
Time Buyer, Relocation, Market Analysis, Out of State Research,
College housing investment, High School housing investment,
Parents buying homes for kids, Properties for Investments,
Tax savings and taxes paid, custom homes, lots, land, Mission
Viejo Area Specialist, Buyers Agent, Sellers Agent, Investments,
Agent Irvine, Irvine Real Estate, Laguna Niguel Real Estate
Agents, Laguna Niguel Real Estate, Mission Viejo Real Estate
Agent Online , South Orange County, Mission Viejo, Rancho
Santa Margarita, Lake Forest, Foothill Ranch, Las Flores,
Ladera Ranch, Trabuco Canyon, Silverado Canyon, Laguna Niguel,
Agent Irvine, Irvine Real, Laguna Niguel Real Estate Agents,
Laguna Niguel Real Estate, Mission Viejo Real Estate Agent
Online, Mission Viejo, 92690, 92691, 92692, Rancho Santa Margarita
92688, Lake Forest, 92630, Foothill Ranch, 92610, Las Flores
92688, Ladera Ranch, 92694, Trabuco Canyon, 92678, 92679,
Silverado Canyon, 92676, Laguna Niguel, 92607, 92677, Irvine,
92602, 92603, 92604, 92606, 92612, 92614, 92616, 92617, 92618,
92619, 92620, 92623, 92650, 92697, 92709, 92710
Molly Peterson is a Regency Real Estate Full service real
estate broker. Regency Real Estate Brokers Inc. is centrally
located in Mission Viejo Molly Peterson has lived and worked
in South Orange County for over 20 years. She specializes
in guiding first time buyers down the road to home ownership
and works with those selling their homes as well. One of our
specialties is in first time home buyer program, getting incredible
financing deals and properties. Molly Peterson puts her clients
needs and wants first. "Going the Extra Mile! "Irvine California
Real Estate | Homes in Woodbury, Woodbridge, Turtle Rock,
Turtle Ridge, Shady Canyon, Northwood, Northpark, Portola
Springs, specializes in representing buyers and sellers of
Irvine, California real estate, Selling or buying a home in
Laguna Niguel. We only specialize in Laguna Niguel property,
Laguna Niguel Real Estate, find homes in Laguna Niguel. Sell
your home in Laguna Niguel, Mission Viejo real estate agent
providing comprehensive knowledge and personalized attention
to every detail while respecting the confidentiality of our
clients
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Silverado Canyon, 92676, Laguna Niguel, 92607, 92677, Irvine,
92602, 92603, 92604, 92606, 92612, 92614, 92616, 92617, 92618,
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