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REAL
ESTATE AGENTS MISSION VIEJO, REALTOR, REAL
ESTATE BROKER
MISSION VIEJO, LAGUNA
NIGUEL, IRVINE, RANCHO SANTA MARGARITA, COTO DE CAZA
HOMES FOR SALE, FIRST TIME HOME
BUYER FHA, GRANTS, LOANS, TAX CREDIT, BAD CREDIT,
LOCATION INFORMATION,
CUSTOM HOMES, FORECLOSURES, BUYERS
AGENT, SELLERS AGENT, INVESTMENTS, CONDOS, BUY
A HOME, HOME FINANCING
_____________________________________________________________________________________________
"Personalized
Home Buying Service You Can Trust - GOING
THE EXTRA MILE!"
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Services:
Homes For Sale Buy
A HomeFHAFirst
Time BuyersGrantsHome
LoansForeclosuresLocation
ExpertGreat
Deals
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CONTACT
US:
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MISSION VIEJO
REAL ESTATE
AGENTS
.com
Molly
Peterson
Real
Estate Broker
Regency Real Estate
25950 Acero, Ste. 100,
Mission Viejo, CA 92691
Phone:
(949)707-4329
EMAIL: Begin@MissionViejo
RealEstateAgents.com
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REAL
ESTATE AGENTS MISSION VIEJO, HOMES FOR SALE MISSION VIEJO,
REALTORS MISSION VIEJO, REAL ESTATE AGENTS LAGUNA NIGUEL,
HOMES FOR SALE LAGUNA NIGUEL, REALTORS LAGUNA NIGUEL,
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paid, custom homes, lots, land, Mission Viejo Area Specialist,
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Online , South Orange County, Mission Viejo, Rancho Santa
Margarita, Lake Forest, Foothill Ranch, Las Flores, Ladera
Ranch, Trabuco Canyon, Silverado Canyon, Laguna Niguel,
Agent Irvine, Irvine Real, Laguna Niguel Real Estate Agents,
Laguna Niguel Real Estate, Mission Viejo Real Estate Agent
Online, Mission Viejo, 92690, 92691, 92692, Rancho Santa
Margarita 92688, Lake Forest, 92630, Foothill Ranch, 92610,
Las Flores 92688, Ladera Ranch, 92694, Trabuco Canyon,
92678, 92679, Silverado Canyon, 92676, Laguna Niguel,
92607, 92677, Irvine, 92602, 92603, 92604, 92606, 92612,
92614, 92616, 92617, 92618, 92619, 92620, 92623, 92650,
92697, 92709, 92710
Molly Peterson is a Regency Real Estate Full service real
estate broker. Regency Real Estate Brokers Inc. is centrally
located in Mission Viejo. Molly Peterson has lived and
worked in South Orange County for over 20 years. She specializes
in guiding first time buyers down the road to home ownership
and works with those selling their homes as well. One
of our specialties is in first time home buyer program,
getting incredible financing deals and properties. Molly
Peterson puts her clients needs and wants first. "Going
the Extra Mile! "Irvine California Real Estate | Homes
in Woodbury, Woodbridge, Turtle Rock, Turtle Ridge, Shady
Canyon, Northwood, Northpark, Portola Springs, specializes
in representing buyers and sellers of Irvine, California
real estate, Selling or buying a home in Laguna Niguel.
We only specialize in Laguna Niguel property, Laguna Niguel
Real Estate, find homes in Laguna Niguel. Sell your home
in Laguna Niguel, Mission Viejo real estate agent providing
comprehensive knowledge and personalized attention to
every detail while respecting the confidentiality of our
clients
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92688, Lake Forest, 92630, Foothill Ranch, 92610, Las
Flores 92688, Ladera Ranch, 92694, Trabuco Canyon, 92678,
92679, Silverado Canyon, 92676, Laguna Niguel, 92607,
92677, Irvine, 92602, 92603, 92604, 92606, 92612, 92614,
92616, 92617, 92618, 92619, 92620, 92623, 92650, 92697,
92709, 92710
How
do you become famous?
Helping people! Changing their lives and making a difference
in their lives.
Loving them... Eric Brenn
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_______________________________________________________________________________________
It Still Makes Sense to Buy a Home in Mission Viejo Versus Renting
Author:
Vincent Bindi
If you are
renting and can afford to buy, but have decided to put off buying
a home due to all of the chatter about a housing bubble... you
may be sorry. Is there a 'real estate bubble'? The simple answer
is 'No'. Even if interest rates due move up a little bit higher,
it won't be enough to cause a slide in Real Estate prices here
in Mission Viejo The key to a healthy real estate market is
the jobs market... and in south Orange County, has some of the
lowest unemployment in the Nation, with a good forecast for
job growth for years to come.
Even though
the payment on a home may be slightly higher due to increased
interest rates, it generally won't stop someone from buying
the home of their dreams... but if they feel their job is in
jeopardy, it usually will stop most people in their tracks from
purchasing a home. A major mortgage industry group recently
release it's three year economic forecast, projecting robust
economic growth for the Nation and projecting a small rise in
long term home mortgage rates to about 6.5% by the year 2007.
Again, making the likelihood of a real estate bubble bursting
unlikely in Orange County.
Price declines
are unlikely, but we do expect a slowing in real estate appreciation
in the years to come to a level of 3% to 6% per year, which
is still good. Unfortunately, the talk of a real estate bubble,
has been going on for some years and has victimized many renters
who could afford to buy. Is it too late? No it's not, but here
is an example of what can happen if one continues to procrastinate
on buying a home.
For example,
if one is paying rent in Mission Viejo of $2,000 per month,
and the landlord increases the rent by 5% each year, one would
wind up paying over $130,000 over five years with nothing to
show for it! Also, if one does any type of maintenance to the
home (paint, leaky faucet), and then moves out, those improvements
belong to the landlord.
With the
extensive variety of loan programs to help buyers purchase with
No or very low down payment, the very same money could have
been used towards home ownership. Using an adjustable rate loan,
a mortgage of $375,000 could be obtained with a total monthly
mortgage payment - including property taxes and insurance -
of around $2,400 per month. Assuming a 25% tax bracket, one
would save about $300 to $400 per month, so the effective net
payment would be close to the above rent payment example. After
5 years one would also have paid down some of the principal
by about $12,000 which is now added to ones net worth. Home
appreciation can add even a bigger chunk of equity. If the Mission
Viejo home appreciates by a modest 5% per year for the next
5 years, the $375,000 Condo would be worth $455,000 in the year
2010. Now ones net worth could be a whopping $95,000 which by
the way, is tax free.
Don't be
victimized by the real estate bubble hype. Buying a home in
Mission Viejo or elsewhere in south Orange County is a big step
for most people, and a step in the right direction.
About
the Author:
Mr. Bindi is a licensed Real Estate Broker in Orange County CA.
He's sold over 700 homes, and has Bachelors and Masters degrees.
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REAL
ESTATE AGENTS MISSION VIEJO, REALTOR, REAL
ESTATE BROKER
MISSION VIEJO, LAGUNA NIGUEL,
IRVINE, RANCHO SANTA MARGARITA, COTO DE CAZA
HOMES FOR SALE, FIRST TIME HOME BUYER
FHA, GRANTS, LOANS, TAX CREDIT, BAD CREDIT, LOCATION INFORMATION,
CUSTOM HOMES, FORECLOSURES, BUYERS
AGENT, SELLERS AGENT, INVESTMENTS, CONDOS, BUY
A HOME, HOME FINANCING
_____________________________________________________________________________________________
"Personalized
Home Buying Service You Can Trust - GOING
THE EXTRA MILE!" |
|
|
Services:
Homes For SaleBuy
A HomeFHAFirst
Time BuyersGrantsHome
LoansForeclosuresLocation
ExpertGreat
Deals
|
MISSIONVIEJOREALESTATEAGENTS.COM
REALESTATEMISSIONVIEJOIRVINELAGUNANIGUELRANCHOSANTAMARGARITAMLS.COM
This Business was Awarded - TOP in
Business, Orange County CA, Visit:
OrangeCountyCABusinessDirectory.com
Copyright
© Regency Real Estate, 25950 Acero, Ste. 100, Mission Viejo,
CA 92691
How
do you become famous?
Helping people! Changing their lives and making a difference
in their lives.
Loving them... Eric Brenn
REAL
ESTATE AGENTS MISSION VIEJO, HOMES FOR SALE MISSION VIEJO,
Realtors MISSION VIEJO, REAL ESTATE AGENTS LAGUNA NIGUEL,
HOMES FOR SALE LAGUNA NIGUEL, Realtors LAGUNA NIGUEL, REAL
ESTATE AGENTS IRVINE, HOMES FOR SALE IRVINE, Realtors IRVINE,
REAL ESTATE AGENTS, HOMES FOR SALE, Realtors, Grants, Loans,
FHA, Tax Credit, Bad Credit, Economy, Information about the
small towns they want to live in, Economy, Orange County Real
Estate Market, What is A Bank Owned Property, What is Foreclosure,
What is a Short Sale, What is an REO,Listing Agent, First
Time Buyer, Relocation, Market Analysis, Out of State Research,
College housing investment, High School housing investment,
Parents buying homes for kids, Properties for Investments,
Tax savings and taxes paid, custom homes, lots, land, Mission
Viejo Area Specialist, Buyers Agent, Sellers Agent, Investments,
Agent Irvine, Irvine Real Estate, Laguna Niguel Real Estate
Agents, Laguna Niguel Real Estate, Mission Viejo Real Estate
Agent Online , South Orange County, Mission Viejo, Rancho
Santa Margarita, Lake Forest, Foothill Ranch, Las Flores,
Ladera Ranch, Trabuco Canyon, Silverado Canyon, Laguna Niguel,
Agent Irvine, Irvine Real, Laguna Niguel Real Estate Agents,
Laguna Niguel Real Estate, Mission Viejo Real Estate Agent
Online, Mission Viejo, 92690, 92691, 92692, Rancho Santa Margarita
92688, Lake Forest, 92630, Foothill Ranch, 92610, Las Flores
92688, Ladera Ranch, 92694, Trabuco Canyon, 92678, 92679,
Silverado Canyon, 92676, Laguna Niguel, 92607, 92677, Irvine,
92602, 92603, 92604, 92606, 92612, 92614, 92616, 92617, 92618,
92619, 92620, 92623, 92650, 92697, 92709, 92710
Molly Peterson is a Regency Real Estate Full service real
estate broker. Regency Real Estate Brokers Inc. is centrally
located in Mission Viejo Molly Peterson has lived and worked
in South Orange County for over 20 years. She specializes
in guiding first time buyers down the road to home ownership
and works with those selling their homes as well. One of our
specialties is in first time home buyer program, getting incredible
financing deals and properties. Molly Peterson puts her clients
needs and wants first. "Going the Extra Mile! "Irvine California
Real Estate | Homes in Woodbury, Woodbridge, Turtle Rock,
Turtle Ridge, Shady Canyon, Northwood, Northpark, Portola
Springs, specializes in representing buyers and sellers of
Irvine, California real estate, Selling or buying a home in
Laguna Niguel. We only specialize in Laguna Niguel property,
Laguna Niguel Real Estate, find homes in Laguna Niguel. Sell
your home in Laguna Niguel, Mission Viejo real estate agent
providing comprehensive knowledge and personalized attention
to every detail while respecting the confidentiality of our
clients
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